Australian Secure Capital Fund – Pooled Mortgage Fund Investments
You can access our range of mortgage funds starting from $5,000.
Our mortgage funds currently provide targeted distribution rates of 6.10% to 7.75%* per annum with investment terms from 3 to 24 months.
Our Results
Total funds currently under management with ASCF.
Current active investment accounts across all ASCF retail funds.
Total distributions paid out to investors since inception.
How do ASCF pooled mortgage funds work?
A better investment choice.
Competitive Return
Investors can earn targeted distribution rates of 6.10% to 7.75%* per annum, depending on their choice of mortgage Fund and investment term.
Learn more »Regular Distributions
Investors enjoy regular income distributions, paid monthly, net of all fund costs and management fees.
Learn more »Investment Terms
Investors can withdraw all or part of their investment at maturity by providing ASCF one to three months notice, depending on their investment term (subject to the Fund’s liquidity).
Learn more »Fully Audited with Independent Custodian
The Funds are independently audited half-yearly and all deposits, mortgages and securities of the Funds are legally held by Certane, an independent corporate trustee, and not by ASCF itself.
Learn more »Flexibility
Earn a return on your money without investing it for years at a time. With a managed investment at ASCF, you can choose an investment term of 3, 6, 12 or 24 months at a time.
Learn more »Investment Risk
Your investment is spread across the entire pool of loans contained in each Fund and not lent directly to a particular borrower or against a particular security property, thus mitigating the risk associated with specific loans. However, all investments carry risks. For further details of the risks with investments in pooled mortgage funds, click below.
Learn more »Secured, registered, regulated.
Australian Secure Capital Fund’s investment products are subject to a significant amount of operational oversight, to ensure that investors are protected. We are registered with the Australian Securities and Investments Commission, and hold an Australian Financial Services Licence, which requires us to maintain and adhere to a Compliance Plan. This Plan and the Funds’ financials are audited half-yearly by an independent auditor, Grant Thornton. Our assets are legally owned by Certane Corporate Trust, an independent custodian who provides another layer of assurance. Finally, every loan is secured by registered mortgage and riskier loan types such as traditional construction lending for property development are prohibited by our Product Disclosure Statement.
Our Mortgage Funds
We operate several different mortgage Funds, each with its own unique balance of risk and return. Choose the pooled fund that best suits your personal financial situation and investment objectives.
Our ASCF Premium Capital Fund offers a targeted distribution rate of 6.10% to 6.75%* per annum. This fund also provides investors with added capital protection measures, such as a lower loan-to-value ratio, spread protection and first mortgage investments over real property.
The ASCF Select Income Fund provides a targeted distribution rate of 6.25% to 7.25%* per annum, whilst still maintaining a conservative approach to loan security by investing in first mortgages only.
Finally, the ASCF High Yield Fund offers our highest targeted distribution rate of 6.50% to 7.75%* per annum by allowing a prudent selection of second mortgage loans to be added to the pool.
Investing in Mortgage Funds with ASCF
Australian Secure Capital Fund (ASCF) is a Brisbane-based fund manager operating three pooled mortgage investment funds which each offer different targeted distribution rates to investors. Our objective is to invest in short-term loans secured by registered mortgages over residential and commercial properties in Australia. We are a monthly distribution fund offering our investors competitive yields and a regular income stream.
ASCF operates pooled mortgage funds which means your investment is spread across the entire loan book and not lent to a particular borrower or an individual security property. This helps to minimise the impact of any losses incurred by a fund. You can invest in one of our mortgage funds for the amount and duration you are comfortable with (from a 3-month investment up to 24 months). You will receive targeted distribution rate of 6.10% to 7.75%* depending on which fund you select to invest in and the term.
ASCF’s mortgage funds are managed by industry professionals with more than 80 years of combined experience in property and banking. Our funds and compliance plans are all fully audited by Grant Thornton, who are ASIC approved auditors. To apply, read and review the PDS and TMD to see if our managed investments are right for your financial situation. From there, you can become a member of your chosen fund by completing our application form with supporting documents.
Click here for instructions on how to invest in a mortgage investment fund with ASCF. If you need help with your application, please let us know and we can assist you.
Latest News
Investor’s Update – February 2024 March 14, 2024 - Trading Update The release of the GDP data by the Australian Bureau of Statistics last week which came in at 0.2% for the 3 months to December clearly shows that the impact of the rate rises we saw last year are starting to bite. Annual growth has now slowed to 1.5% from 2.1% in the… Read More
Investor’s Update – January 2024 February 1, 2024 - Trading Update Welcome to our first newsletter for 2024! The RBA’s decision on Tuesday to leave rates on hold was widely expected after the December quarter inflation print came in at lower than expected at 4.1%. ASCF Current Targeted Distribution Rates ASCF High Yield Fund 3 Months6 Months12 Months24 Months6.50%7.25%7.75%7.30% ASCF Select Income Fund 3… Read More Investor’s Update – November 2023 December 16, 2023 - Trading Update The RBA’s decision to leave rates on hold last week was very much as expected based on the October monthly inflation data which came in at 4.9% on an annual basis compared to September which was running at 5.6%. The inflation data combined with the release of September’s GDP data at 0.2% which… Read More