STEP 1
Apply now or get in touch with us to discuss your requirements. You can phone us on 1300 269 419 or email us at [email protected]. If your loan is personal for or for personal use, please review our Target Market Determination (TMD) to consider the suitability of the loan.
STEP 2
Based on our initial discussions, we will issue you with an Indicative Letter of Offer (ILO). The ILO will detail the indicative terms on which we may be prepared to lend you money, subject to assessment of your application and valuation of security properties (if required). This can occur in as little as 12-24 hours.
STEP 3
Complete the Borrower Application Form and provide us with supporting documents. This will allow us to fully assess your application.
STEP 4
If required, we will instruct a registered valuer to provide us with a written valuation of the property you are offering as security for the loan.
STEP 5
If your application is approved and the valuation of your security property meets our requirements, we will settle the new loan and advance the funds. This can happen in as little as 72 hours.