You can access our range of mortgage funds starting from $10,000.
Our mortgage funds currently provide distributions 4.50% to 5.65%* per annum with investment terms from 3 to 24 months.
Our Results
Total funds currently under management with ASCF.
Current active investment accounts across all ASCF retail funds.
Total distributions paid out to investors since inception.
A better investment choice.
Competitive Return
Investors can earn up to 5.65%* per annum, depending on their choice of mortgage Fund and investment term.
Learn more »Regular Distributions
Investors enjoy monthly income distributions, net of all fund costs and management fees.
Learn more »Investment Terms
Investors can withdraw all or part of their investment at maturity by providing ASCF one to three months notice, depending on their investment term (subject to Fund’s liquidity).
Learn more »Fully Audited with Independent Custodian
The Funds are independently audited half-yearly and all deposits, mortgages and securities of the Funds are legally held by Certane, an independent corporate trustee, and not by ASCF itself.
Learn more »Flexibility
Earn a return on your money without investing it for years at a time. With a managed investment at ASCF, you can choose an investment term of 3, 6, 12 or 24 months at a time.
Learn more »Investment Risk
Your investment is spread across the entire pool of loans contained in each Fund and not lent directly to a particular borrower or against a particular security property, thus mitigating the risk associated with specific loans. However, all investments carry risks. For further details of the risks with mortgage fund investments, click below.
Learn more »Secured, registered, regulated.
Australian Secure Capital Fund’s investment products are subject to a significant amount of operational oversight, to ensure that investors are protected. We are registered with the Australian Securities and Investments Commission, which requires us to maintain and adhere to a Compliance Plan. This Plan and the Funds’ financials are audited half-yearly by an independent auditor, Grant Thornton. Our assets are legally owned by Certane Corporate Trust, an independent custodian who provides another layer of assurance. Finally, every loan is secured by registered mortgage and riskier loan types such as traditional construction lending for property development are prohibited by our Product Disclosure Statement.
Our Mortgage Funds
We operate several different mortgage investment Funds, each with its own unique balance of risk and return. Choose the pooled fund that best suits your personal financial situation and investment objectives.
Investing in Mortgage Funds with ASCF
Australian Secure Capital Fund (ASCF) is a Brisbane-based fund manager operating three pooled mortgage investment funds which each offer different rates of return to investors.
Our objective is to invest in short-term loans secured by registered mortgages over residential and commercial properties in Australia. We are a monthly distribution fund offering our investors competitive yields and a regular income stream.
ASCF operates a pooled mortgage fund which means your investment is spread across the entire loan book and not lent to a particular borrower or an individual security property. This helps to minimise the impact of any losses incurred by a fund.
You can invest in one of our mortgage funds for the amount and duration you are comfortable with (from a 3-month investment up to 24 months). You will receive a targeted distribution rate of up to 5.65%* depending on which fund you select to invest in and the term.
ASCF’s mortgage funds are managed by industry professionals with more than 80 years of combined experience in property and banking. Our funds and compliance plans are all fully audited by Grant Thornton, who are ASIC approved auditors.
To apply, read and review the PDS and TMD to see if our managed investments are right for your financial situation. From there, you can become a member of your chosen fund by completing our application form with supporting documents.
Click here for instructions on how to invest in a mortgage investment fund with ASCF. If you need help with your application, please let us know and we can assist you.
Latest News
Investor’s Update – June 2022 July 1, 2022 - ASCF’s primary focus is and always will be capital preservation first and foremost. Since inception in 2016, we have been careful managers of all our investor's funds, with no investor ever incurring a loss on any investment in any of our funds, a record we are very proud of. Whilst our targeted distribution rates are… Read More
0.50% p.a. increase to our rates for new investments. June 20, 2022 - We are offering a 0.50% p.a. increase to our rates for new investments across our retail funds. Read More
Investor’s Update – May 2022 May 31, 2022 - This month, the ASCF staff supported food insecurity non-proft Dig In. ASCF has always believed in the power of volunteerism. As a platinum partner for Dig In, we made good on our values serving over 100 of Brisbane's homeless warm meals and blankets. Thank you to all the staff involved, and thank you Dig In… Read More