ASCF is an asset lender. This means we lend businesses money against the value of their property assets secured by a registered 1st or 2nd mortgage. We consider all types of property as security.
Our loans provide simple, solution-focused assistance to business owners who need fast access to capital. With our streamlined loan application process and swift decision-making from an in-house team of professionals, we’re perfectly placed to ensure your immediate financial challenges will be no cause for concern.
We offer multiple loan products that are perfectly suited to businesses looking for a short-term loan.
Following a review of your application and your current circumstances, we will determine which loan product is right for your situation. We have designed all of our products so that they are easily implemented, managed and resourced by time-poor business owners.
ASCF can assist you with:
1st Mortgages
Our first mortgage loans allow you to secure a loan of up to 80% LVR for a term of 1-24 months using your unencumbered residential property, commercial property or vacant land as security.
Apply now »2nd Mortgages
ASCF’s second mortgage loans can be used to secure a loan of up to 80% LVR over a term of 1-24 months when your primary security property (residential, commercial or vacant land) is already encumbered by debt.
Apply now »Short Term Business Loans
Need fast access to capital to grow your business? Our short-term loans provide simple, solution-focused assistance to get you the funding you need. Settle as quickly as 24 hours with our short term loans. Efficient funding solutions to keep your business running.
Apply now »Bridging Loans
Our bridging loans (or bridging finance) are a short term loan that finances the purchase of a new property while you are selling your existing property. A bridging loan can also finance the construction of a new home while you continue to live in your current home.
Apply now »Purchase / Refinance (Full and Lo Doc)
Our range of purchase and refinance loans are secured by registered mortgages and are perfect for those looking for quick funding to support personal or commercial purposes.
Apply now »Development Finance
Competitive, flexible, and fast, our development finance loans provide end-to-end solutions for construction and commercial property investment.
Apply now »SMSF Loans
ASCF’s range of SMSF loan products are ideal for the purchase of residential investment property and are available to corporate trustees only. Utilising an SMSF loan to assist your investment strategy offers several benefits, particularly when you are looking to purchase lucrative property that can grow your long-term capital gains.
Apply now »Non-Resident / Expat Loans
ASCF’s non-resident and expat loans allow international clients to access local funding solutions and invest in the Australian property market. Given recent changes to international banking rules, the major Australian banks have stopped lending to non-Australian resident borrowers. ASCF’s loan products seek to fill this gap by allowing international clients to access local funding solutions and invest in the Australian property market.
Apply now »NDIS / NRAS
National Disability Insurance Scheme (NDIS) and National Rental Affordability Scheme (NRAS) loans.
Apply now »100% Finance
Require a commercial loan but don’t have the finances to put up for a deposit? We offer 100% Finance loans to business owners, secured by property.
Apply now »Reverse Mortgage
Continue to own and live in your home with a reverse mortgage from ASCF.
Apply now »Something Else?
Require something that doesn’t quite fit the normal lending box? ASCF might be able to help! Let us know the details of your scenario via the apply now button below and we’ll see what we can do.
Apply now »