ASCF is an asset lender. This means we lend to individuals, businesses and trusts against the value of their property assets secured by a registered 1st or 2nd mortgage. We consider all types of property as security.
Our loans provide simple, solution-focused assistance to individuals and business owners who need fast access to capital. With our streamlined loan application process and swift decision-making from an in-house team of professionals, we’re perfectly placed to ensure your immediate financial challenges will be no cause for concern.
We offer multiple loan products that are suited to individuals and businesses looking for short-term loans.
Following a review of your application and your current circumstances, we will determine which loan product is right for your situation. We have designed all of our products so that they are easily implemented, managed and resourced.
ASCF can assist you with:
Bridging Loans
Our bridging loans (or bridging finance) are a short term loan that finances the purchase of a new property while you are selling your existing property. A bridging loan can also finance the construction of a new home while you continue to live in your current home.
Apply now »1st Mortgages
Our first mortgage loans allow you to secure a loan of up to 80% LVR for a term of 1-24 months using your unencumbered residential property, commercial property or vacant land as security.
Apply now »2nd Mortgages
ASCF’s second mortgage loans can be used to secure a loan of up to 80% LVR over a term of 1-24 months when your primary security property (residential, commercial or vacant land) is already encumbered by debt.
Apply now »Short Term Business Loans
Need fast access to capital to grow your business? Our short-term loans provide simple, solution-focused assistance to get you the funding you need. Settle as quickly as 24 hours with our short term loans. Efficient funding solutions to keep your business running.
Apply now »Purchase / Refinance (Full and Lo Doc)
Our range of purchase and refinance loans are secured by registered mortgages and are perfect for those looking for quick funding to support personal or commercial purposes.
Apply now »Something Else?
Require something that doesn’t quite fit the normal lending box? ASCF might be able to help! Let us know the details of your scenario via the apply now button below and we’ll see what we can do.
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