A Broker’s Guide to Private Lending with ASCF. Not a broker? Explore your options here.
Private lending has become an increasingly viable option for many Australians, offering flexibility for property purchases, business expansion, or other funding needs when traditional banks may not suffice. At ASCF, we aim to provide a straightforward, transparent process for brokers and their clients. Here’s what sets us apart in the private lending landscape.
Direct funding, no warehouse restrictions
At ASCF, all loans are funded and approved in-house. This approach eliminates reliance on third-party funding, such as warehouse facilities, which can introduce delays or additional restrictions. With ASCF, decisions are made directly, allowing for efficient and consistent service tailored to your clients’ needs.
No non-refundable commitment fees
In private lending, many lenders charge upfront, non-refundable commitment fees — fees that can leave your customers out of pocket even if the loan doesn’t go ahead. At ASCF, we believe in fair and transparent pricing. We don’t charge these upfront fees, ensuring that your clients save money and avoid unnecessary costs. We understand that every dollar counts, especially in the fast-paced world of property and business transactions.
Transparent offers, no surprises
With ASCF, what we quote is what you get. There’s no fine print with hidden fees or last-minute charges that can derail your customers’ plans. We value transparency, so the terms we offer are clear from the beginning. By being upfront about fees, interest rates, and conditions, we help you avoid surprises down the line, allowing your customers to proceed with confidence.
Fully licensed and compliant
As a fully licensed lender, ASCF holds both an Australian Credit Licence and a Retail Australian Financial Services Licence. This means we operate within stringent regulatory frameworks designed to protect borrowers and ensure ethical practices. Working with ASCF gives brokers and clients the peace of mind that they are partnering with a compliant and reliable lender.
No postcode restrictions
ASCF assesses each loan application based on its merits, not on arbitrary geographic limits. Whether your client is in a major city or a regional area, we provide nationwide coverage and consider all opportunities equally, ensuring every application gets the attention it deserves.
Funds ready when you are
Once a loan is approved, timing is critical. ASCF ensures funds are made available promptly to align with your client’s needs. This reliability empowers borrowers to act quickly on their plans, whether purchasing property or seizing a business opportunity.
Supporting brokers every step of the way
Private lending can be complex, but ASCF is committed to making the process straightforward. By offering direct funding, transparent pricing, and tailored solutions, we provide brokers with the tools to deliver excellent outcomes for their clients.
If you’re ready to explore private lending options with a trusted partner, ASCF is here to support you and your clients with expert service and a commitment to transparency. Let’s simplify private lending together.
Have questions about your lending opportunities? Contact us today!
The content on this page is intended solely for general informational and educational purposes and should not be interpreted as financial advice. Although we make every effort to ensure the accuracy and relevance of the information, it may not always reflect the latest legal or financial changes. We strongly recommend seeking guidance from a qualified financial advisor or professional before making any financial decisions. Use the information at your own discretion.
