Not a broker? No problem. Whether you’re looking to purchase property, expand your business, or manage short-term cash flow, private lending can be a flexible solution when traditional banks may not meet your needs.
Here’s everything you need to know about private lending and why ASCF could be the right partner for you.
For brokers, see our guide to why ASCF is the right choice for your customers’ lending needs.
What Is Private Lending?
This style of lending lending offers short-term financing secured by an asset, such as real estate. It’s often used for specific purposes like property purchases, business needs, or bridging financial gaps. Unlike traditional bank loans, private lending focuses on tailored solutions and faster approvals, making it an attractive option for borrowers with unique circumstances.
To learn more, see our ASCF Private Fund Investor FAQs.
How ASCF Stands Out
1. Direct Funding
At ASCF, we fund and approve all loans in-house. This means fewer delays and more direct communication with your lender. No middlemen—just straightforward service.
2. Nationwide Coverage
Whether you’re in a bustling city or a regional town, we consider all loan applications based on their individual merits, not where you’re located.
3. Transparent Pricing
No surprises. Our loan offers are clear from the start, with all fees, rates, and terms communicated upfront, so you can plan with confidence.
4. Quick Access to Funds
Once your loan is approved, we make the funds available promptly. This speed and reliability give you the confidence to proceed with your plans without unnecessary delays.
Who Benefits from Private Lending?
Private lending could be right for you if you:
- Are Bridging a Financial Gap: If you’re buying a property before selling your current one, a bridging loan can help you transition smoothly.
- Need Quick Access to Funds: Whether for property purchases or business needs, private lending offers faster approvals than traditional bank loans.
- Have Unique Circumstances: Self-employed or looking for low-doc loans? We specialise in understanding and accommodating diverse financial situations.
The ASCF Process: Simple and Clear
- Application: Submit your details, including your financial situation and the purpose of the loan.
- Assessment: We evaluate your application and the asset offered as security.
- Approval: Once approved, we finalise the loan terms with you.
- Funding: Receive your funds quickly to meet your goals.
Why Private Lending?
- Speed: Quick approvals compared to traditional banks.
- Flexibility: Loans tailored to your needs.
- Access to Funds: Even if your circumstances are unique, private lending provides opportunities when traditional options fall short.
Get Started with ASCF
At ASCF, we believe in making private lending straightforward and accessible. Our team is here to answer your questions and guide you through the process, ensuring you feel confident every step of the way.
💬 Contact us today to learn how private lending could work for you.
The content on this page is intended solely for general informational and educational purposes and should not be interpreted as financial advice. Although we make every effort to ensure the accuracy and relevance of the information, it may not always reflect the latest legal or financial changes. We strongly recommend seeking guidance from a qualified financial advisor or professional before making any financial decisions. Use the information at your own discretion.
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